From freelancer to SME. You pick the services you use; the platform is included, the accounting connection is one line for all your services.
The platform
the base under every servicePayIBAN platform
app.payiban.comYour own environment: one overview of all mandates, payments and signatures, with who did what and when. The services you choose run inside it — the platform itself is free.
- Overview and audit trail per mandate, payment and signature
- iOS app for iPhone, iPad and Mac; two users included
- Notifications when something needs you; export all your data at any time
Accounting connection
Exact Online, Moneybird, SnelStart, WeFact, e-Boekhouden or InformerOne connection to your accounting package, set up once. Every service uses it in its own way — address book, open invoices, picking the customer, and everything back into your books.
- Address book automatically from your accounting, always currentnew
- Mandate, payment and signed document land on the customer in your package — no retyping
- One connection for Mandates, Payments and Signing together: €75 + €25 = €100 per month for a service with connection
The services
each connected to your accounting — Exact Online, Moneybird, SnelStart, WeFact, e-Boekhouden or InformerMandates
SEPA direct debit mandateYour customer issues a direct debit mandate digitally via a link or email — through their own bank, so legally valid and paperless. Connected to your accounting you see exactly who hasn't issued one yet.
- Address book automatically from your accounting, always currentnew
- Sees which customers don't have a mandate yet and invites them, with reminders up to the limit you setnew
- Status straight from the bank: issued, pending, revoked
- The mandate lands on the customer in your accounting package — no retyping
Payments
iDEAL and WeroOpen invoices from your accounting, with an iDEAL payment link attached. The customer pays, you see the payment reconciled in your books.
- Sees which customers still have open invoices and sends them a payment link, with a one-click remindernew
- Payment link automatically on invoices from your accounting package; payment reconciled to the invoice
- Supplier invoices scanned from your mailbox and queued for booking and paymentnew
- Confirmation to your customer is free
Signing
iDIN and itsmeHave agreements and documents signed with bank identification — iDIN in the Netherlands and, since 1 September 2026, itsme in Belgium. You know for certain who signed, and the signature is provable. You pick the customer from your accounting.
- Select the customer from your accounting, draft the agreement from your own template, send for signaturenew
- Identity verified through the signer's bank (iDIN) or via itsme for Belgian signersnew
- Signed document plus audit trail stored on the customer in your accounting package
Extras
Additional user
Let a colleague or your accountant view and work along, with their own login and permissions.
Additional merchant
Several companies, entities or creditor IDs under one account, each with its own mandates, payments and accounting.
Confirmation email
Your customer receives a confirmation email in your name after every mandate, payment or signature.
Retention
your documents, your retention dutyFirst 30 days
mandates and signed documentsEvery mandate and signed document is available for 30 days to download or to flow automatically into your accounting or your own server. They are yours, and the legal retention duty is yours.
- Mandates: keep while valid and for 14 months after (SEPA rules)
- Signed documents: keep according to your own record-keeping duty (7 years)
- With your service's accounting connection the transfer happens automatically
Longer retention at PayIBANnew
Prefer to leave the documents with us? You can — encrypted, backed up, with audit trail, and you retrieve them whenever you want. You pay per started gigabyte, only for what is older than 30 days.
For your own software
REST API, per serviceREST API Mandates
Request mandates and follow their status from your own webshop, portal or membership system.
REST API Payments
Start and settle iDEAL payments in your own software, including callbacks.
REST API Signing
Build identification and signing with iDIN or itsme into your own process — for example onboarding or contracting.
Email via PayIBAN
Invitations and confirmations from your own domain, sent through us. Required for a complete audit trail: only emails that pass through PayIBAN are recorded with sent, open and delivery status.